providing information regarding financial products and services via a global computer network and providing electronic commerce via a global computer network, namely, on-line banking, on-line financial investment in the field of securities, on-line credit card application services, on-line merchant banking services, on-line mutual fund brokerage services, on-line securities brokerage services, on-line insurance brokerage services in the fields of life, health and accident insurance, and other related on-line banking products and services, namely, commercial mortgage, home equity, consumer credit, automobile, and retail loans