Computer software to perform credit card and bank card services, electronic funds transfer, electronic payment (namely electronic processing and transmission of bill payment data); computer software to provide electronic cash in response to a credit card, bank card, debit card or stored value card order; computer software for retail order operations; computer software for displaying product information over a global computer network; computer software for collecting orders over a global computer network; computer software for facilitating online shopping on a computer network; computer software for receiving, storing, editing, and transmitting purchase information over a computer network; computer software for configuring and managing an electronic catalog for use on a global computer network; computer software for editing descriptions of products for display on a global computer network; computer software and electronic hardware for processing purchase requests; computer software and electronic hardware for secure transaction order management processing; and computer software for processing electronic purchase orders