providing an interactive computer database for information, communications and transactions in the fields of corporate information and news, corporate services, corporate grant programs, on-line tips, tools and information for consumers, customer service information, educational loan information, credit and charge card applications, credit and charge card account information, card member offers and events, financial services, namely, interactive financial tools, stock quotes, financial news reports, on-line investing, product information and prospectives, 401(k) plans, travel reservations and information, small business information, on-line classifieds, business planning and resources