insurance services, namely, underwriting insurance policies that combine one or more of the following features - commercial general insurance, professional errors and omissions insurance, contractor's legal liability coverage, pollution legal liability coverage and employee benefits liability coverage; risk management and risk assessment services; environmental insurance administration services; environmental insurance agency services; environmental insurance underwriting services; environmental insurance consultation services; environmental insurance claims processing services; loss control and loss prevention services, namely, insurance consulting services in the nature of accident prevention and minimization of losses due to accidents; environmental insurance claims management services, namely, case management of environmental litigation, consultation directed to insuring that environmental remediation efforts are appropriate and effective, and investigation and adjustment of environmental insurance claims