financial services, namely, financial analysis, financial clearing, financial consultancy, financial evaluation, financial information, financial management and financial transaction services, financing and loan services, hire-purchase financing, capital investments, fund investments, bill presentment and bill payment services, cheque verification services, credit bureau services, credit card services, issuance or credit cards, credit investigations, debit card services, debit collection agency, deposit of valuables, electronic fund transfer services, money exchange services, factoring, fiduciary representative services, fiscal assessments and fiscal valuations, guarantee services, issuing of travellers cheques, mortgage brokerage, distribution and investment services, mutual fund brokerage, distribution and investment services; retirement payment services, namely, the transfer of contributions from annuities, pension and savings accounts to retirement accounts, collecting and making payments to third parties on behalf of account holders; safe deposit box services, savings services, namely, the acceptance and processing of bank deposits, the provision of savings accounts, the acceptance, processing and investment of funds into mutual fund accounts, bond trust, annuities, pension funds and retirement accounts, the implementation of programs to transfer funds from checking accounts; deposit accounts, savings accounts, investment accounts, mutual funds, annuities, pension funds and retirement accounts, assistance in investing for fund increases in saving accounts, mutual funds, annuities, pension funds and retirement accounts; securities brokerage and securities underwriting services, stock and bond brokerage services, surety services, trusteeship services; insurance underwriting in the fields of house, fire, accident, life, business, disability, health, medical, income protection, property and valuables insurance services, underwriting and actuarial services, insurance services associated with the provision of credit card facilities, insurance consultancy, insurance brokerage and reinsurance services