retail services; sales services; arranging retail sales; making retail sales on credit to the consumer; retail services involving the sale of goods on credit, said credit being supplied by persons other than applicant; retail services involving the sale of goods on credit being supplied by applicant; retail mail order services, reatail store services, retail store services in the field of jewelry, retail store services in the field of jewelry, watches, and other collectible items; and finance services incidental to retail services, namely, arranging for the purchase of items on credit, arranging for the purchase of jewelry on credit, assisting consumers in obtaining credit for the purchase of jewelry, credit counseling services for persons with past credit problems or a history of bankruptcy, arranging credit for persons with past credit problems or a history of bankruptcy, and arranging credit for persons with goods credit or no credit history