referral services in the fields of childcare, elder care, personal counseling, career counseling, career placement services, survivor support counseling, legal consultation, medical examinations, home care, speech therapy, medical social work, health risk profiles; financial and insurance services, namely, financial planning, analysis and consultation, brokerage of medical, disability, life, business owner's, auto, homeowner's insurance, income tax planning, retirement planning, cash flow management, information services in the area of insurance and finance, savings services by way of an asset card, travel agency services and travel information services; referral services for referring customers to providers of medical information, information about insurance, information about college assistance; referral services for referring customers to providers of mail order services featuring pharmaceuticals and nutritional vitamin supplements and weight-loss products; promoting the goods and services of others through the distribution of discount cards for career counseling, elder care, eye glasses, dental care, home care, pharmaceuticals, travel, home security and personal safety systems, resume data bank and job search services, insurance (medical, disability, business owner, life, auto/home owner), college assistance, advice and accounting services regarding pre-tax medical expenses, physical examination, health risk profiles, travel arrangements (tours, lodging, and transportation