OPERATION OF A FINANCIAL INSTITUTION COMPRISING OPERATION OF A TRUST COMPANY; RECEIVING MONIES ON DEPOSIT, OPERATING CHEQUING ACCOUNTS, PAYING INTEREST ON DEPOSITS, ISSUING DRAFTS, MONEY ODERS AND GUARANTEED INVESTMENT CERTIFICATES; LOANING MONEY; ACTING AS FIDUCIARIES AND AGENTS FOR OTHERS; ACTING AS CUSTODIANS OF PROPERTY, MONEY AND BULLION; MAINTAINING SAFETY DEPOSIT BOXES AND VAULTS FOR LEASE; REVEIVING MONEY, VALUABLES AND SECURITIES FOR SAFE KEEPING; INVESTMENT COUNSELLING; INVESTMENT AND MANAGEMENT OF MONEY AND WEALTH; ACTING AS AGENTS IN COLLECTING AND DISPERSING MONEY; MAINTAINING AND MANAGING PENSION, RETIREMENT AND EMPLOYCTING AS RECEIVERS, MANAGERS, SCRUTINEERS, DISPENSING AGENTS AND ESCROW AGENTS; ALL SERVICES WHICH CONSIST OF, THE SELLING, BUYING, MORTGAGING, LEASING, MANAGING, OPERATING, ADMINISTERING, AND APPRAISING OF REAL ESTATE AND IMMOVABLE PROPERTREAL AND PERSONAL PROPERTY; MORTGAGING AND HYPOTHECATING MOVABLE AND IMMOVABLE PROPERTY; OPERATING OF A MORTGAGE COMPANY; TRUST SERVICES INCLUDING ACTING AS TRUSTEES FOR ESTATES AND CORPORATIONS; ACCEPTING DEPOSITS, WITHDRAWALS, TRANSFERRIN BY INTERFINANCIAL CLEARING SERVICES OF OTHERS